Debt Collection Overview
Debt collection is the process by which debt collectors (individuals, collection agencies, etc.) pursue the repayment of debts allegedly owed to them. Common types of consumer debts include mortgages, credit cards, and other household debts. Many times creditors and collectors use prohibited methods to collect debts from consumers. State and federal law provide clear limitations on methods that may be used to collect consumer debts. If you feel that you have been subjected to improper debt collection practices contact
FRENKEL & FRENKEL today!
Consumer debt collection practices in Texas must comply with both the
Texas Debt Collection Act and the
Fair Debt Collection Practices Act (“FDCPA”). These collection laws protect consumers from collection abuse, harassment, and other prohibited practices. Texas law covers actions by any individual attempting to collect a consumer debt, whereas the FDCPA applies only to collectors working for professional debt collection agencies and attorneys hired to collect a debt.
Violators of the Texas Debt Collection Act and the Fair Debt Collection Practices Act are subject to criminal and civil penalties. If believe you have been the victim of unfair debt collection practices, please contact
FRENKEL & FRENKEL at 1-800-834-0000 today! You may be entitled to hundreds or even thousands of dollars in damages!
The Debt Collection information offered by Frenkel & Frenkel (Dallas, Texas) through the Debt Collection Abuse claimants' rights website is general in scope. No attorney client relationship with Frenkel & Frenkel (Dallas, Texas) or its attorneys for Debt Collection Abuse or other legal matters is hereby formed nor is the information herein intended as formal legal advice regarding Debt Collection Abuse and Harassment in Texas. Please contact a Dallas, Texas Debt Collection Abuse and Harassment lawyer regarding your specific inquiry
